Perfect for Every Service-Based Business
Sika Flows is designed for organizations that need more than just a payment link.
Churches & NGOs
Accept Tithes, Offerings, and Pledges with detailed fellowship tracking. Stop manual ledger entry.
Schools & Academies
Collect Fees and PTA dues while keeping accurate Student records. Verify payments by grade instantly.
Professional Services
Secure deposits for consultations, legal fees, or salons. Look professional from the first payment.
Clinics & Wellness
Accept consultation fees and service deposits. Manage patient payment records effortlessly.
Events & Workshops
Sell tickets and capture attendee data instantly. No more manual guest lists on Excel.
Foundations
Collect donations for specific projects with custom fields for donor information and purpose.
There’s a Better Way to Get Paid
Stop playing detective with your business. Let Sika Flows handle the heavy lifting while you focus on growing.
The "Old Way"
- Endless 'I've sent it' messages on WhatsApp
- Blurry MoMo screenshots cluttering your gallery
- Manual records that are always missing info
- No easy way to track who paid for what
The Sika Way
- Automated payment confirmation via Email
- Structured data captured with every payment
- Real-time dashboard with export tools
- Professional branded checkout experience
Everything You Need to
Operate at Scale
Powerful features designed to help Ghanaian organizations manage payments with zero stress.
Fee Bearer Toggle
You decide! Do you want to pay the transaction fee, or should the customer pay it? Protect your profit margins with one click.
Smart Form Builder
Don't just take money. Ask for T-shirt sizes, Student IDs, or fellowship groups. Capture the exact data your business needs.
One Payment Terminal
Stop sending 10 different links. Give your customers one beautiful, branded URL that lists all your active payment flows in one place.
Multi-Account Routing
Direct your revenue exactly where it belongs. Route payments from different flows to different Bank or MoMo accounts effortlessly.
Custom Branding
Upload your logo and pick your brand colors. Give your customers a professional and trustworthy payment experience.
Settlement PIN
Your money is safe. Every payout is protected by a 6-digit secure PIN that only you know. Peace of mind, guaranteed.
Know Exactly Which
Services Are Winning.
Stop guessing where your money is coming from. Sika Flows automatically ranks your payment flows by performance, giving you a crystal-clear view of your most profitable services in real-time.
Real-Time Rankings
See your top-performing services instantly updated with every payment.
Growth Insights
Identify trends and double down on what works for your business.
Revenue by Performance
Last 30 Days • Ghana Cedi
Total Monthly Revenue
GH₵ 31,020
+18.4%
vs last month
Simple, Transparent Cedi Pricing.
Choose the plan that fits your business today. Upgrade as you grow.
Starter
Perfect for testing and small personal projects.
Built to Empower the
African Merchant.
The Problem
We saw thousands of brilliant Ghanaian entrepreneurs struggling with messy WhatsApp screenshots and manual data entry. It was holding back their growth.
Our Vision
Sika Flows was born to bridge the gap. We wanted to give every business — no matter how small — the same professional payment tools used by global giants.
The Goal
Our goal is to help 10,000 African businesses automate their payments, secure their revenue, and focus on what they do best: building amazing things.
"It's time to stop chasing screenshots and start building a legacy."
— The Sika Flows Team